Canada Stripe & PayPal Fee Calculator
Calculate exact 2.90% Stripe domestic rates, local payment methods, and net payouts in CAD.
Payment Receipt
Itemized Fee Breakdown
Generate Client Invoice Email
Recent Calculations
Canada Stripe Card Rate
Standard domestic transactions in Canada are charged at 2.90% + C$0.30 CAD per successful charge.
Canada PayPal Merchant Rate
Standard commercial payments in Canada are processed at 2.90% + C$0.30 CAD per transaction.
Gross-Up Calculation
To receive your exact net payout in CAD, use: Gross = (TargetNet + FixedFee) / (1 - Rate).
Canada Payment Fee Comparison Table (CAD)
Live rate benchmarks for standard domestic transactions in Canada (CAD C$).
| Invoice Value (CAD) | Stripe Fee (2.9%+C$0.3) | Stripe Payout | PayPal Fee (2.9%+C$0.3) | PayPal Payout |
|---|---|---|---|---|
| C$100 | -C$3.20 (3.20%) | C$96.80 | -C$3.20 (3.20%) | C$96.80 |
| C$500 | -C$14.80 (2.96%) | C$485.20 | -C$14.80 (2.96%) | C$485.20 |
| C$1,000 | -C$29.30 (2.93%) | C$970.70 | -C$29.30 (2.93%) | C$970.70 |
| C$5,000 | -C$145.30 (2.91%) | C$4854.70 | -C$145.30 (2.91%) | C$4854.70 |
| C$10,000 | -C$290.30 (2.90%) | C$9709.70 | -C$290.30 (2.90%) | C$9709.70 |
Frequently Asked Questions (Canada)
Essential answers regarding payment processing fees, currency spreads, and invoice gross-ups in Canada.
How much does Stripe charge for transactions in Canada?
For standard domestic transactions in Canada, Stripe charges 2.90% plus C$0.30 CAD. For international cards or accounts, an additional cross-border fee of +1.0% applies.
How do I calculate the gross invoice amount in CAD so I don't lose money on fees?
To receive your exact target amount in CAD, use our built-in Gross-Up Mode. The formula is: Gross = (Target Net + C$0.30) / (1 - 0.029).
Is Stripe cheaper than PayPal for merchants in Canada?
In Canada, Stripe domestic rate is 2.90% + C$0.30 compared to PayPal's 2.90% + C$0.30. For most digital businesses and freelancers, Stripe delivers higher net payouts per transaction.