India Stripe & PayPal Fee Calculator
Calculate exact 2.00% Stripe domestic rates, local payment methods, and net payouts in INR.
Payment Receipt
Itemized Fee Breakdown
Generate Client Invoice Email
Recent Calculations
India Stripe Card Rate
Standard domestic transactions in India are charged at 2.00% + ₹3.00 INR per successful charge.
India PayPal Merchant Rate
Standard commercial payments in India are processed at 4.40% + ₹3.00 INR per transaction.
Gross-Up Calculation
To receive your exact net payout in INR, use: Gross = (TargetNet + FixedFee) / (1 - Rate).
India Payment Fee Comparison Table (INR)
Live rate benchmarks for standard domestic transactions in India (INR ₹).
| Invoice Value (INR) | Stripe Fee (2.0%+₹3) | Stripe Payout | PayPal Fee (4.4%+₹3) | PayPal Payout |
|---|---|---|---|---|
| ₹100 | -₹5.00 (5.00%) | ₹95.00 | -₹7.40 (7.40%) | ₹92.60 |
| ₹500 | -₹13.00 (2.60%) | ₹487.00 | -₹25.00 (5.00%) | ₹475.00 |
| ₹1,000 | -₹23.00 (2.30%) | ₹977.00 | -₹47.00 (4.70%) | ₹953.00 |
| ₹5,000 | -₹103.00 (2.06%) | ₹4897.00 | -₹223.00 (4.46%) | ₹4777.00 |
| ₹10,000 | -₹203.00 (2.03%) | ₹9797.00 | -₹443.00 (4.43%) | ₹9557.00 |
Frequently Asked Questions (India)
Essential answers regarding payment processing fees, currency spreads, and invoice gross-ups in India.
How much does Stripe charge for transactions in India?
For standard domestic transactions in India, Stripe charges 2.00% plus ₹3.00 INR. For international cards or accounts, an additional cross-border fee of +1.0% applies.
How do I calculate the gross invoice amount in INR so I don't lose money on fees?
To receive your exact target amount in INR, use our built-in Gross-Up Mode. The formula is: Gross = (Target Net + ₹3.00) / (1 - 0.02).
Is Stripe cheaper than PayPal for merchants in India?
In India, Stripe domestic rate is 2.00% + ₹3.00 compared to PayPal's 4.40% + ₹3.00. For most digital businesses and freelancers, Stripe delivers higher net payouts per transaction.