Hong Kong Stripe & PayPal Fee Calculator
Calculate exact 3.40% Stripe domestic rates, local payment methods, and net payouts in HKD.
Payment Receipt
Itemized Fee Breakdown
Generate Client Invoice Email
Recent Calculations
Hong Kong Stripe Card Rate
Standard domestic transactions in Hong Kong are charged at 3.40% + HK$2.35 HKD per successful charge.
Hong Kong PayPal Merchant Rate
Standard commercial payments in Hong Kong are processed at 3.90% + HK$2.35 HKD per transaction.
Gross-Up Calculation
To receive your exact net payout in HKD, use: Gross = (TargetNet + FixedFee) / (1 - Rate).
Hong Kong Payment Fee Comparison Table (HKD)
Live rate benchmarks for standard domestic transactions in Hong Kong (HKD HK$).
| Invoice Value (HKD) | Stripe Fee (3.4%+HK$2.35) | Stripe Payout | PayPal Fee (3.9%+HK$2.35) | PayPal Payout |
|---|---|---|---|---|
| HK$100 | -HK$5.75 (5.75%) | HK$94.25 | -HK$6.25 (6.25%) | HK$93.75 |
| HK$500 | -HK$19.35 (3.87%) | HK$480.65 | -HK$21.85 (4.37%) | HK$478.15 |
| HK$1,000 | -HK$36.35 (3.64%) | HK$963.65 | -HK$41.35 (4.14%) | HK$958.65 |
| HK$5,000 | -HK$172.35 (3.45%) | HK$4827.65 | -HK$197.35 (3.95%) | HK$4802.65 |
| HK$10,000 | -HK$342.35 (3.42%) | HK$9657.65 | -HK$392.35 (3.92%) | HK$9607.65 |
Frequently Asked Questions (Hong Kong)
Essential answers regarding payment processing fees, currency spreads, and invoice gross-ups in Hong Kong.
How much does Stripe charge for transactions in Hong Kong?
For standard domestic transactions in Hong Kong, Stripe charges 3.40% plus HK$2.35 HKD. For international cards or accounts, an additional cross-border fee of +1.5% applies.
How do I calculate the gross invoice amount in HKD so I don't lose money on fees?
To receive your exact target amount in HKD, use our built-in Gross-Up Mode. The formula is: Gross = (Target Net + HK$2.35) / (1 - 0.034).
Is Stripe cheaper than PayPal for merchants in Hong Kong?
In Hong Kong, Stripe domestic rate is 3.40% + HK$2.35 compared to PayPal's 3.90% + HK$2.35. For most digital businesses and freelancers, Stripe delivers higher net payouts per transaction.